3% Down Conventional Loan Options

The Benefits of FHA Loans

This loan was designed to make homeownership possible for anyone needing a LOW DOWN PAYMENT or may have a LOWER CREDIT SCORE.

Consider The Benefits

Down payment options as low as 3.5%
Federal Housing Administration guarantees mortgage
Seller/Agent contributions up to 6% are allowed for closing costs
Used with most Down Payment Assistance programs
Can be used on homes with 1-4 units
Don't need to be a first-time homebuyer

Loan Requirements

Down payment options as low as 3.5%
Federal Housing Administration guarantees mortgage
Seller/Agent contributions up to 6% are allowed for closing costs
Used with most Down Payment Assistance programs
Can be used on homes with 1-4 units
Don't need to be a first-time homebuyer

Our New Program Allows You To Buy With As Little As 1% Down!

Benefits

Available for first-time and repeat home buyers
Buyer pays 1% down, lender grant of 2% (up to $4,500)
Allows more options for buyers in home search
May be combined with many down payment assistance programs

Eligibility

Owner occupied purchase loans
Buyer makes at or below 80% of AMI (area median income) of purchase location
Maximum loan amount of $275,000
Single Family, condo, PUD & Manufactured Homes allowed

Clayton Robison

NMLS #275897

Mortgage Advisor

527 Encinitas Blvd, Suite 202

Encinitas, CA 92024

Testimonials

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LINDA WALKER

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